Budgets · Expenses · AIBudgeting app · Expense tracker · AI assistant
The AI money manager for your pocket
Track every rupee across every account, budget around your payday, save towards goals, and ask an AI assistant anything about your money.
- Add a transaction in one line
- Budgets that start on your salary day
- Family budgets for couples
- Receipts and bank statements read for you
Everything your money needs, in one app
A budget planner, an expense and income tracker, savings goals, a family budget and an AI money assistant, working together.
Budgeting
Set a monthly cap and category budgets that start on your salary day. Weekly budgets, carry-over, suggestions from your own spending and a safe-to-spend number every day.
Expense tracking
Type 'chai 150' or 'petrol 3000 cash se' and it's saved. An expense and income tracker with payee suggestions, a calculator, receipts and repeating bills.
AI money assistant
Talk or type to an AI assistant that records spending, answers questions with charts and sources, reads receipts and reconciles bank statements. English and Urdu.
Savings goals
Set a target and a date and see exactly what to put aside each month or week. Money moved into savings never counts as spending.
Family budget
Budget together with your husband or wife: a family cap and category budgets that add up both of your spending, while each keeps their own accounts.
Receipts and statements
Snap a receipt and it's read and matched to your expense. Upload a bank statement and see what's missing and why your balance doesn't match.
Lend and borrow
Keep track of who owes you and who you owe. Lending never lowers your net worth, settle up when it's paid, and send a polite WhatsApp reminder.
Bills and reminders
Repeating bills added for you, a 9pm nudge with today's number, and a weekly and monthly summary, in the app and as phone notifications.
Hysab Kytab alternative
Import your Hysab Kytab export (Android .xls or iOS .csv) with every account reconciled. No 12-month limit, budgets on your salary day and an AI assistant.
How it works
- 1
Add your accounts
Banks, wallets, cash and savings, with what's in them. Or import your history from Hysab Kytab.
- 2
Record as you go
One line, a photo of the receipt, or just say it. Repeating bills add themselves.
- 3
Steer by one number
Safe to spend today, budgets on your payday, and a month in review that tells you what to change.
Questions
What is Jayb?
Jayb is a budgeting app and money manager with an AI assistant. It tracks your expenses and income across every account, sets budgets that start on your payday, plans savings goals, and answers questions about your money.
How is Jayb different from other budget apps?
You can add a transaction in one line ('chai 150'), budgets follow your salary day instead of the calendar, you can budget together as a family, and an AI assistant answers with the exact transactions behind every number.
Does Jayb work with any bank?
Yes. You add your accounts yourself (bank, wallet, cash, savings, credit card, investments), and you can check them against your bank's statement by uploading a CSV or PDF.
Which currencies does Jayb support?
Each account has its own currency, and totals are kept per currency. Rupees come first, with exchange rates you set for your net worth.
Is my data private?
Your spending, budgets and reports are yours alone, even on an account you share. Receipts and statements are stored privately and only ever shown to you.
What does the name mean?
Jayb (جیب) means pocket in Urdu. Managing your jayb means managing everything in it: your accounts, your spending and your savings.
Take charge of your jayb
Start in a minute: add your accounts, or bring your whole history from Hysab Kytab.
Create your account