Jayb

A budgeting app that fits how you're paid

Most budget apps assume your month starts on the 1st. Jayb starts it on your payday, so 'this month' means the money you actually have. Set one cap for everything, a budget per category, or both, and see what's safe to spend today.

Try Jayb

Budgets that match your month

  • Start the budget month on any day from 1 to 28, like your salary day.
  • Weekly, monthly and yearly budgets, and a different amount for a single month (Ramadan, Eid, a wedding).
  • Carry over what's left, or what you overspent, into the next month.

One number to steer by

  • Safe to spend today: what today can take and still keep you on track.
  • Left to spend this month, and what that means per day for the days left.
  • Alerts at 80% and 100% of any budget, the moment an expense crosses it.

Budgets from your own spending

  • Suggestions from your last 3 or 6 months, rounded to amounts you'd actually type.
  • See what your category budgets add up to against your cap, and what's left unallocated.
  • Leave things like Zakat or Khums out of budgets: still in reports, never against a limit.

Questions

Can my budget month start on my salary day?
Yes. Pick any day from 1 to 28 and every budget, the Home card and month in review follow it. With the 25th, September runs from 25 September to 24 October.
What happens to money I don't spend?
Turn on carry over for a budget and what's left adds to next month's limit; overspending comes off it.

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