Blog
Guides to budgeting, tracking expenses and managing money in Pakistan, and honest comparisons of the apps people use, from the Jayb team.
Track your daily kharcha in one line
Tell Jayb AI "chai 150 cash se" and it's saved, typed or spoken. A daily expense tracker that's quicker than a notebook.
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Automatic expense tracking, without linking your bank
What an automatic expense tracker can do when banks don't connect to apps: repeating bills, categories filled in, and statements and screenshots turned into entries.
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Jayb for Android and iPhone is coming soon
Jayb's Android and iPhone apps are on the way. Until then, Jayb is free on the web on any phone or computer, and can be added to your home screen like an app.
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AI budgeting apps in 2026, and which ones work in Pakistan
Rocket Money, Monarch, Cleo, Copilot, Waypoint, Rolly, MyHisaab, Kepto and Jayb: what each app's AI really does, and which you can use in Pakistan.
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Jayb vs MyHisaab
Jayb and MyHisaab both let you log spending by voice or text in Urdu and English. Here's how they differ on price, budgets, udhaar and statements.
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Jayb vs Kepto
Kepto reads your bank statements for free; Jayb is a free AI money manager that also checks statements. Here's what each does and when to use which.
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Budgeting apps in Pakistan in 2026: an honest comparison
Jayb, MyHisaab, Kepto, Hysab Kytab, Wallet, Money Manager and more compared on price in rupees, AI, Urdu, statements and udhaar, from each app's own pages.
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Apps like Hysab Kytab, and how to bring your history with you
Hysab Kytab's apps were last updated in 2023. Here's what to look for in an app like Hysab Kytab, and how to bring every year of your history into Jayb.
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How to budget your salary, from payday to payday
A simple way to plan your salary month: start the budget on payday, set a cap and a few category limits, keep what's left, and know what's safe to spend each day.
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How to keep track of udhaar without the awkwardness
Keep a clear record of who owes you and who you owe, without it looking like spending, and send a polite WhatsApp reminder when it's time.
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An AI expense tracker that reads what you already have
Send Jayb AI a receipt, a bank statement, an Easypaisa or JazzCash screenshot, a handwritten page or an Excel sheet. It reads every line and asks before it adds anything unclear.
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