# Track your daily kharcha in one line

Source: https://www.jayb.io/blog/daily-kharcha-tracker · Updated 11 October 2026

The hardest part of tracking daily kharcha isn't the maths: it's writing it down every time. Jayb makes that one line to Jayb AI. Type it the way you'd say it, in English or Roman Urdu, or hold a button and say it out loud.

## Type it the way you'd say it

- "chai 150 cash se", "doodh 2 hazar from Meezan", "petrol 3000 cash se", "salary 150k mila".
- Amounts like 2 hazar, derh lakh or 1.5 lakh; your accounts, people and categories by the names you use.
- When something it needs isn't clear, like which account, it asks with answers to tap instead of guessing.
- What it saves shows as a card, with Undo.

## Or just say it

Open Jayb AI, tap the mic and tell it what you spent, in English or Urdu. It understands amounts like derh hazaar or dhai lakh, records it, and answers out loud. Several things in one go are fine: "chai 150 and petrol 3,000 from Bank Al-Habib". When something isn't clear, like which account, it asks one short question with answers to tap.

## Keep the habit

- A streak counts the days you kept track, never how much you spent. A quiet day counts too: tap Nothing spent today.
- At 9pm, a reminder tells you how the day went against what was safe to spend.
- Everything lands in a day-by-day ledger with search and filters.

## Questions

### Does it understand Roman Urdu?

Yes. Jayb AI understands lines like "petrol 3000 cash se" or "doodh 200", typed or spoken, and Urdu too.

### Is it free?

Yes. Jayb is free on the web, on any phone or computer.